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Upload a bank’s daily statement and PanoQore matches it against the ledger at once. Use it for a bank PanoQore cannot read, or one you keep in ledger-only mode without read access.

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Capabilities

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Before you upload

  • The bank is set up as a partner of your workspace, and holds the statement’s currency.
  • A settlement account for that bank and currency, such as AST:SET:NGN:SHV.
  • A key with recon:write, or a person in the console.

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Upload

A statement covers one bank, currency and day. Send it with POST /v1/recon/statements, or in the console under Reconciliation → Partner history.
content is the file, base64 encoded, at most 50 MB. format is CSV or JSONL.

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File format

Banks write statements their own way, so PanoQore looks for columns under the names banks use.
  • The reference can be reference or session_id, among others.
  • Separate credit and debit columns work in place of amount and direction.
  • Amounts are in major units, unless the column is amount_minor.
  • closingBalance in the request is in minor units.

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What happens next

Matching runs as soon as the file arrives. Each line is matched to the ledger by its reference, and each difference opens a break for someone to look at. See Reconciliation. A day can be sent once. A repeat gets ALREADY_REQUESTED. After more credits arrive, match the day again with POST /v1/recon/runs. If your workspace uploads a bank’s statements, the morning reconciliation report marks a day late until it arrives.